{
  "service": "Property Risk Passport API",
  "endpoint": "https://property-risk-passport-api.lifebite-app.workers.dev/v1/property-risk-full",
  "method": "POST",
  "price": "$0.001",
  "asset": "USDC",
  "network": "eip155:8453",
  "input_schema": {
    "type": "object",
    "properties": {
      "address": {
        "type": "string",
        "minLength": 5,
        "maxLength": 300,
        "description": "Full US property street address to evaluate."
      },
      "response_mode": {
        "type": "string",
        "enum": [
          "full",
          "compact"
        ],
        "default": "full",
        "description": "Use compact for a shorter agent-readable summary."
      },
      "includeOwner": {
        "type": "boolean",
        "description": "Optional. Include ownerName in the response when explicitly true.",
        "default": false
      }
    },
    "required": [
      "address"
    ],
    "additionalProperties": false
  },
  "output_summary": {
    "full": "Full JSON packet with result_status, match_status, parcel, FEMA flood zone, flood proximity, taxing entities, school district, permit history, zoning/land-use context, insurance red flags, risk_score, confidence_score, data_quality_score, recommended_next_steps, official_source_links, and metadata.",
    "compact": "Short agent-readable result with match status, parcel/flood/tax summaries, risk score and level, top warnings, recommended next steps, and official source links."
  },
  "coverage": {
    "country": "US",
    "status": "mvp_texas_gulf_coast",
    "supported_regions": [
      "Texas Gulf Coast MVP"
    ],
    "property_level_counties": [
      "Harris County, TX",
      "Fort Bend County, TX",
      "Brazoria County, TX"
    ],
    "national_layers": [
      "FEMA NFHL flood zones",
      "US Census geographies",
      "US Census TIGERweb school districts"
    ],
    "notes": [
      "Property-level parcel matching is currently focused on Texas Gulf Coast MVP counties.",
      "Broad national layers may return geography even when parcel/property match is not confirmed."
    ]
  },
  "limitations": [
    "This API is a due-diligence triage packet, not a survey, appraisal, insurance quote, or legal opinion.",
    "Never rely on property-level conclusions when match_status.usable_for_decision=false.",
    "Official source systems can be stale, temporarily unavailable, or geometrically imperfect.",
    "Permit history and tax entity results should be verified directly with the official local authority before closing, underwriting, or investment decisions.",
    "Owner names are suppressed by default."
  ],
  "keywords": [
    "property risk",
    "real estate due diligence",
    "flood zone",
    "FEMA NFHL",
    "parcel lookup",
    "tax entities",
    "school district",
    "permit history",
    "zoning",
    "homebuyer",
    "insurance risk",
    "Texas property",
    "Harris County",
    "Houston"
  ],
  "example_input": {
    "address": "611 Walker St, Houston, TX 77002",
    "response_mode": "compact"
  }
}